When investing for retirement, the market's ups and downs might make it difficult to maintain the course. You may be searching for growth potential as well as some degree of protection to help minimize some of the risks of investing. The Indexed variable annuity, also known as a buffer annuity, provides you with a choice of levels of downside protection (buffer) if the index returns negative as well as the opportunity to profit on market growth thru market indexes up to a double-digit limit (cap). It also allows you to choose from a variety of index crediting techniques, that determine how your money grows and how long you want to invest.
Select a level of protection that may help limit losses
Participate in the growth potential of the market
Pay no taxes on the returns you earn until start income
A Buffer investment also known as indexed variable annuity or registered indexed linked annuity (RILA) is a retirement investment that can assist you in the following ways:
You can divide and customize your money among many indexes with a Buffer annuity. These indexed accounts are based on well-known equity market indexes which provide exposure to US and worldwide equities, including developing markets.
Registered index-linked annuities aka buffer annuity (RILAs) and variable annuities (VAs) are sold by prospectus only. Before purchasing an annuity, you should consider the features of the contract, applicable investment options, index strategies, and investment objectives as well as the risks, charges, and expenses associated with the annuity and its investment options. The prospectus contains this and other information, which should be read carefully before investing. To request a prospectus, call us at 800-833-4678. All annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company, not Buffer Quote.
This webpage describes only some strategies, features, and benefits made available through Buffer Quote. Please see the prospectus for a description of all the strategies, features, and benefits that annuity makes available.
1. An investment into a variable subaccount is subject to contract and administrative fees in addition to the underlying portfolio fees and expenses. Surrender charges may apply in the event of an early withdrawal.
2. Current published financial strength ratings are subject to change. While ratings can be objective indicators of an insurance company's financial strength and can provide a relative measure to help select among insurance companies, they are not guarantees of the future financial strength and/or claims-paying ability of a company.
Please note that when you allocate to an Index Strategy that is linked to the performance of an ETF you are not investing in the ETF. Index-based ETFs seek to track the investment results of a specific market index. Due to a variety of factors, including the fees and expenses associated with an ETF, an ETF's performance may not fully replicate or may, in certain circumstances, diverge significantly from the performance of the underlying index. This potential divergence between the ETF and the specific market index is known as tracking error. Investing in Buffer annuity index strategies does not represent a direct investment in an index.Read More